A 'Banker's' top ten pet peeves:

I wanted to take this time to post a few random thoughts that a number of us 'bankers' have. Hopefully this will make you 'non-bankers' more aware of what we go through everyday, and a little nicer next time you visit your local financial institution:

10. I am putting you check on hold because the bank requires me to do so, not because I don't trust you, or think you are shady, it's my job, and if I don't do it and something is wrong with your check, they will fire me, not you...

9. I work at a bank, I am bonded and have had a full background check, if I ask you for your social security or any other info, it is not because I am going to steal your information it is because I have to have it to open your account or do your loan, so yes it IS my business.

8. If you watch the news, you will hear that house prices are coming down and foreclosures are going up, that means if you want a mortgage you will need a down payment, period, again this is not because I don't trust you or think you are shady.

7. If you have more than a page of collections items on your credit report, please do not apply for a loan, it wastes my time and yours.

6. When I ask you how you would like your cash back, please tell me when I ask, not when I am counting it back to you.

5. The sign in the drive-thru says 3 transactions or less because it's a drive-thru and you are wasting people's gas when it takes you over a minute just to tell the teller what you would like to do.

4. The bank is a bank, it is not a candy store, nor is it a coffee shop, so yes those are the only colors we have for lollipops and no we don't have de-caf or flavored creamer.

3. We weren't joking when we put the sign that says "Please wait here for the next available teller", it doesn't have LOL or HAHA after, it's for real.

3A. Just because my office door is open, it does not mean I am available, that is why we have a front desk to sign-in at, papers all over my desk or my ear to the phone reciever is usually a hint that I am in the middle of something.

2. Just because you know the Bank President's name or have been a member "forever" I will not refund your fees, you should keep a check register, and balance it, like in the old days when you met our President or became a member.

And finally number one, and this one is personal...

1. Yes, my last name is Register and I work at a Bank, it's hilarious, except it's not really, and you are most certainly not the first person to figure that out, move on, or I will put your checks on permanent holds... :)

This was the cure for my case of the 'Mondays'. Thanks for reading, hopefully you enjoyed or at least got some education...